Rolla Bankruptcy Lawyer
If you cannot get relief from debt, you should consider a bankruptcy. At Daniels Law Firm, located in Rolla, our bankruptcy lawyer represents individuals and commercial clients in bankruptcy proceedings. We can meet with you free of charge to discuss your situation and give you advice.
You may have heard about a Chapter 13 or Chapter 7 bankruptcy and already believe you know which one you need. But keep in mind these issues are very complicated. Rolla bankruptcy lawyer Stephen Daniels has more than 15 years of experience in bankruptcy – he will know which type of bankruptcy is best for you.
New Bankruptcy Law Change
There have been some changes in bankruptcy laws that apply to Chapter 7 bankruptcy. To qualify for it in the first place, you must have made less than or equal to the median income for people in Missouri in the past six months. You also have to go through a credit counseling course, as well as a debtor education course, before your debts may be discharged.
Our Attorney Can Help You Through It
If you are able to file a Chapter 7 bankruptcy, Attorney Daniels will help you create schedules showing your creditors, assets, income and expenses. These schedules are signed by you and filed with the court along with a voluntary petition for bankruptcy.
Once these documents are filed, the automatic stay imposed through the Federal Bankruptcy Code immediately goes into effect. This means your creditors will be notified immediately and all harassment will immediately stop. It generally takes three to four months before the bankruptcy judge signs the discharge order and you are relieved of all dischargeable debt.
We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.