Rolla Chapter 7 Bankruptcy Attorney

If you feel as though you are swimming in debt, it is important to take action and learn about your options for debt relief. Contrary to what many people think, bankruptcy is a viable option for many individuals. We can help determine if it is right for you.

Located in Rolla, Missouri, Daniels Law Office is an established law firm that represents the interests of individuals in consumer bankruptcy law matters. Our firm is led by a lawyer with more than 20 years of experience, Stephen Daniels, and a team of competent and knowledgeable legal staff. We offer personalized legal solutions that are tailored to meet your needs.

What Is Chapter 7 Bankruptcy?

Chapter 7 is part of the U.S. Bankruptcy Code enacted by Congress to give individuals, married couples or businesses in financial difficulty a fresh start. Chapter 7 is a straight liquidation bankruptcy that allows people to discharge (and not pay) unsecured debts. Unsecured debts include many purchases made on credit cards, medical debt and other debts.

Unlike what many people think, you will keep most of your belongings. You will not lose everything you own nor will everyone know that you have filed for bankruptcy. As soon as you file for Chapter 7, wage garnishments and all creditor harassment will stop.

Filing under Chapter 7 allows you to keep many assets and start over. In exchange, you may have to give up some assets, which will be taken by the creditors. Chapter 7 cannot help you with large purchases such as appliances, cash advances made within 60 days of the filing for bankruptcy, student loans, some types of tax debts, child support, and debts due to fraudulent acts and/or intentional torts or wrongs.

Bankruptcy Can Help You Get Back on Track

Bankruptcy is a debt relief solution for those who are in dire straits and need assistance getting back on track. If you are overwhelmed with credit card debt, medical debts or other types of debts, it is important to talk to an attorney about your legal options. We are here to provide straightforward advice so you can make a smart decision about your situation.

File Chapter 7 in St. Louis, Missouri, and the Surrounding Areas

Have questions for our Rolla Chapter 7 bankruptcy attorney? We will get you the answers you need. Contact us at 573-340-3065 or 800-425-2088 for a free initial consultation. We are happy to schedule consultations to meet your convenience.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.